What is Jan Arogya Yojna?
Jan Arogya Yojna is a special low-priced medical insurance scheme. This policy has been designed for the lower income group of society. It is meant for the benefit of individuals who are unable to afford more comprehensive medical insurance covers. The idea is to protect them from the high costs of hospitalisation.

This scheme covers reimbursement of hospitalisation/domiciliary hospitalisation expenses incurred due to:
a) a sudden illness,
b) an accident,
c) any surgery that is required in respect of any disease, which has arisen during the policy period.

What is the age limit?
The age limits are between 5 to 70 years. Children between the ages of 3 months to 5 years can also be covered provided one or both parents are covered concurrently.

Can treatment be taken from any hospital / nursing home?
The claim is payable only when the treatment is taken in a hospital / nursing home in India, which is either registered as a hospital or nursing home with the local authorities, and is under the supervision of a registered and qualified medical practitioner or which complies with the minimum criteria as under

1. Has at least 15 beds.
2. Has a fully equipped operation theatre of its own where surgical operations are being
    carried out.
3. Has a fully qualified nursing staff available round the clock.
4. Has a fully qualified doctor in-charge available round the clock